Tag Archives: saving money

Jan-you-need-to-help-me-not-spend-money-ary

11 Jan

After receiving my Visa bill for this month (even though it looked like they took every Visa bill I’ve ever had, combined it, then doubled it and gave it to me), I have decided that I’m going to try REALLY HARD to not spend any money in January, and maybe February too.

Now, this is obviously going to be impossible, so I have to list some things that I most definitely will be buying that officially do not count (so don’t hassle me about them):

  1. Food. I need food to live, and I’ve been looking everywhere for that bread dipper that I bought two bottles of last night, okay?!
  2. Normal stuff I can’t get away from, ie: TTC pass, rent, phone bill, and so on and so on
  3. Trips. Now, this might seem totally counteractive, but I just got married and I’m really tired and I 100% deserve a honeymoon. Plus, I planned on doing this in 2012, so it’s really just about committing.

Things I will not be allowed to spend money on:

  1. Alcohol. We have about 39,000 bottles of white wine leftover from the wedding, as well as some vodka and tequila. And I work for a beer company, so really, there’s no excuse for me to buy alcohol
  2. Clothes. There’s no getting around this one – this is where I spend my money, and yo, it is just not a good idea for me to go in any store right now (including online ones) because I have a bunch of stuff that I never even wear
  3. Books. See above – too many books that I haven’t read yet sit at home. Therefore I shall not buy!

Now, this is in no way going to be easy, but considering I really do want to go on a vacation, and I just had a wedding that cost about a bajillion dollars, no spending shall be allowed!

(Gifts, however, are totally okay. Just FYI.)

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Yo – You Wanna Save Some Dough?

12 Jan

I’m not sure if it’s the idea that things start over in January that gets people thinking about saving money, but there’s definitely something in the air. I’ve written several articles for She Does The City during the past few months about saving and making money, and it’s totally been on my brain. In fact, this past year has been really focused on paying off my debt and earning additional income.

By saving money and a few good strokes of luck, I’ve actually been able to pay off all my debt, start a Tax-Free Savings Account and start and RRSP within the past year. I’m still not sure what all those terms exactly mean, but it feels pretty good.

The best part has been that I’ve had people influencing me and helping me out along the way. He has always been pretty financially savvy, so that’s been a huge help. For Christmas He also bought me two fantastic books that I’m just plowing through – The Wealthy Barber and The Wealthy Barber Returns. Both books explain financial tips and tricks in common sense terms that even I can understand. Okay, except the section on wills and life insurance, but hey, you’ve always got to have a goal, right?

If you want to save some funds and grow your income as well, take a read of a few of my latest posts here and here.

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